Evergreen & The Efficiency Maine Green Bank

Upgrade your home's comfort and energy efficiency with predictable, affordable monthly payments.

Since 2006, Evergreen has helped thousands of Maine homeowners with their insulation upgrades and walked them through all of the available rebate and financing options to help make those projects more affordable.

By financing your home efficiency project, you can upgrade your home and enjoy the benefits—like lower monthly energy bills—much sooner! Efficiency Maine offers home energy loans to help homeowners pay for qualifying energy upgrades, including insulation and air sealing, basement waterproofing, and more. Low- and moderate-income households may qualify for lower interest rates if they meet certain criteria.

Efficiency Maine's Green Bank Financing

Affordable Energy Efficiency Financing for All Maine Homeowners!

The Efficiency Maine Green Bank is designed to make energy efficiency upgrades more accessible and affordable for homeowners across Maine. As a longtime Efficiency Maine Residential Registered Vendor (RRV), Evergreen is your local expert for Green Bank financing and can help guide you through the financing process, making it faster, easier, and stress-free to create a comfortable, energy-efficient home.

The Efficiency Maine Green Bank offers several different financing options for Home Energy Loans:

• 1-Year, 0% APR, up to $25,000 (with $500 origination fee spread over 12 months)

• 5- or 10-Year, 7.99% APR, up to $25,000

• Income-Based 10-Year, 5.99% APR, up to $7,500

Low-to-moderate income customers who qualify for 5.99% financing can supplement the $7,500 loan with an additional unsecured loan for a total loan amount of up to $25,000, offering additional support for comprehensive energy improvements.

Key Features of Efficiency Maine Green Bank Financing

• Zero Percent Financing Available: If you’re planning to pay your loan off within 12 months, Green Bank has a new 0% APR option (with a $500 origination fee). For a $10,000 loan, this would be the equivalent of a 5% interest rate!
• Competitive Interest Rates: 5-year and 10-year loans are fixed at 7.99% for all income levels.
• Flexible Loan Terms: Choose between 5- or 10-year repayment plans with no transaction fees or prepayment penalties.
• Generous Loan Amount: Borrow up to $25,000, with up to 25% of the loan eligible for non-insulation expenses such as:
• Moisture or radon mitigation before air sealing and insulating a basement.
• Removing hazardous vermiculite before insulation installation.
• Removing dangerous knob-and-tube electrical wiring before insulation.
• Repairing a leaky roof before installing attic insulation.
• Streamlined Application: Complete the loan process in as little as 10 minutes using a smartphone or computer—whether during your free home consultation, after receiving your project proposal, or at your convenience. Our customer service team is also available by phone or email to assist if needed.

Plus, Evergreen can help Maine homeowners qualify for up to $8,000 in Efficiency Maine Rebates too!

Apply online and get started today!

Why Choose Evergreen Home Performance?

Evergreen is committed to making your home comfort and energy efficiency journey as smooth as possible. From your free home consultation to project completion, we work closely with Efficiency Maine to ensure you get the best financing options and energy upgrades tailored to your home.

Together, we are making energy-efficient homes more accessible for more Maine families.

Contact us TODAY to schedule your FREE in-home consultation with an Evergreen Energy Advisor and learn how you can transform your home.

NEIF's EnergyPlus Loan

Planning on upgrades beyond the scope of your Efficiency Maine Home Energy Loan?

Good news—Evergreen Home Performance is an approved contractor with the National Energy Improvement Fund (NEIF), which is the nation's only Certified B Corp improvement lender and is a US Home Improvement Expert partner. 

Benefits of NEIF’s EnergyPlus Loan include:

• Finance your improvement project from $2,500 to $35,000
• True fixed rate + fixed monthly payments (no adjustable rate, “teasers,” or surprises)
• 3, 5, or 10-year terms
• No credit card commitment, lien on your home, or home equity required

Complete a pre-screen application for your Midcoast or Portland area home today!

Explore financing and enjoy your home improvement sooner. Call (207) 594-2244 or contact us online today.