Upgrade your home's comfort and energy efficiency with predictable, affordable monthly payments.

Since 2006, Evergreen has helped thousands of Maine homeowners with their insulation upgrades and walked them through all of the available rebate and financing options to help make those projects more affordable and budget friendly.

By financing your home efficiency project, you can upgrade your home and enjoy the benefits - like lower monthly energy bills - much sooner! Efficiency Maine offers home energy loans to help homeowners pay for qualifying energy upgrades. Low- and moderate-income households may qualify for lower interest rates if they meet certain criteria.

Efficiency Maine's Green Bank Financing

Affordable Energy Efficiency Financing for All Maine Homeowners!

The Efficiency Maine Green Bank is designed to make energy efficiency upgrades more accessible and affordable for homeowners across Maine. As a longtime Efficiency Maine Residential Registered Vendor (RRV), Evergreen can guide you through the financing process, making it faster, easier, and stress-free to create a comfortable, energy-efficient home.

The Efficiency Maine Green Bank offers financing at a competitive 7.99% interest rate, accessible to all income levels. Customers can choose between 5- and 10-year loan terms, providing an affordable and predictable financing option for homeowners on a budget.

For low-to-moderate income customers, Efficiency Maine's existing 5.99% financing product will remain available. These customers can combine the 5.99% loan with the Green Bank financing for a total loan amount of up to $25,000, offering additional support for comprehensive energy improvements.

Key Features of the Efficiency Maine Green Bank

• Competitive Interest Rate: Fixed at 7.99% for all income levels.
• Flexible Loan Terms: Choose between 5- or 10-year repayment plans with no transaction fees or prepayment penalties.
• Generous Loan Amount: Borrow up to $25,000, with up to 25% of the loan eligible for non-insulation expenses such as:             

• Moisture or radon mitigation before air sealing and insulating a basement.
• Removing hazardous vermiculite before insulation installation.
• Removing dangerous knob-and-tube electrical wiring before insulation.
• Repairing a leaky roof before installing attic insulation.

• Streamlined Application: Complete the loan process in as little as 5 to 20 minutes using a smartphone or computer—whether during your free home consultation, after receiving your project proposal, or at your convenience. Our customer service team is also available by phone or email to assist if needed.

For low- and moderate-income homeowners, Efficiency Maine’s existing 5.99% Home Energy Loan remains available. Customers can borrow up to $7,500 with flexible terms of 5 or 10 years. The maximum unsecured borrowing amount is $25,000 per borrower.

Plus, Evergreen can help Maine homeowners qualify for up to $8,000 in Efficiency Maine Rebates too!

Why Choose Evergreen Home Performance?

Evergreen is committed to making your home comfort and efficiency journey as smooth as possible. From your free home consultation to project completion, we work closely with Efficiency Maine to ensure you get the best financing options and energy upgrades tailored to your home.
Together, we are making energy-efficient homes more accessible for more Maine families.

Contact us TODAY to schedule your FREE in-home consultation with an Evergreen Energy Advisor and learn how you can transform your home.

Efficiency Maine's Home Energy Loan

The Efficiency Maine Home Energy Loan is designed specifically to help low to moderate income Maine homeowners fund approved home energy efficiency projects. 

Homeowners with low to moderate incomes can qualify for Efficiency Maine's Home Energy loan, making it a popular choice for Mainers. This program is an excellent solution for small to medium-sized home improvement projects, and the application process is simple. Get started by completing the income eligibility verification process and receive approval from Efficiency Maine. Eligibility is based on:

• Homeowners must be income eligible (low- or moderate-income), as verified by Efficiency Maine 
• Borrower must be a Maine resident (not a business)
• Minimum credit score: 580
• Maximum debt-to-income ratio: 70%
• No recent bankruptcies, foreclosures, or repossessions

Efficiency Maine's Home Energy Loan offers:

• Up to $7,500 over up to 15 years
• No fees
• Interest rates as low as 5.99% APR

Note: All upgrades must be installed by an Efficiency Maine Residential Registered Vendor (RRV) to qualify. Evergreen Home Performance has been a Effiiciency Maine Registered Vendor since 2009.

Apply online and get started today!

Why Choose Evergreen Home Performance?

Evergreen is committed to making your home comfort and efficiency journey as smooth as possible. From your free home consultation to project completion, we work closely with Efficiency Maine to ensure you get the best financing options and energy upgrades tailored to fit your home.
Together, we are making energy-efficient homes more accessible for more Maine families.

Contact us TODAY to schedule your FREE in-home consultation with an Evergreen Energy Advisor and learn how you can transform your home.

  NEIF's EnergyPlus Loan

And if you’re planning on upgrades beyond the scope of the Efficiency Maine Home Energy Loan, - you shouldn’t have to worry about paying for them out-of-pocket.

Evergreen Home Performance is an approved contractor with the National Energy Improvement Fund (NEIF), which is the nation's only Certified B Corp improvement lender and is a US Home Improvement Expert partner. 

Benefits of NEIF’s EnergyPlus Loan include:

• Finance your improvement project from $2,500 to $35,000

• True fixed rate + fixed monthly payments (no adjustable rate, “teasers,” or surprises)

• 3, 5, or 10-year terms

• No credit card commitment, lien on your home, or home equity required

Complete a pre-screen application for your Midcoast or Portland area home today!

Explore financing and enjoy your home improvement sooner. Call (207) 594-2244 or contact us online today.